Special event insurance is designed to provide financial protection if you have to cancel or postpone a gathering due to natural disasters that are outside of your control.
Though most often thought of in relation to weddings, special event insurance can be used to cover a 50th anniversary party, a bar mitzvah, a graduation party or any occasion that might require a significant financial outlay.
Most policies also provide coverage for liability, e.g. a guest is injured while at the event. If serving alcohol at your event be sure to review your policy to see if liquor liability is covered and/or can be add as a rider.